Your Money with Michelle Martin


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Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.


MAR 10, 2026
10/03/26 - Money and Me: Who Really Wins When Money Is Printed?
What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence: Why Some Benefit At Your Expense. Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why many investors confuse money with real capital, and why that matters. The conversation explores declining trust in systems, the role of central banks, and whether gold or cryptocurrencies are rational responses. Finally, we examine what a future might look like in a world of rising debt, deficits and monetary expansion.
24:05

MAR 10, 2026
10/03/26 - Market View: Is there a real path to de-escalation for the Iran conflict? Will the US market meltdown? AI’s Debt-Fueled Data Center Boom
War rhetoric, surging oil and AI spending are colliding - and markets are trying to figure out what breaks first. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how mixed signals from U.S. President Donald Trump on the Iran conflict are rattling investors and pushing Brent crude toward the US$100 mark. We explore what 50 years of oil shocks teach us about the two signals markets really watch during geopolitical crises. Strategist Ed Yardeni warns the odds of a U.S. market meltdown could rise to 35% if the Iran conflict escalates - but is that too pessimistic? Meanwhile, the AI infrastructure race intensifies as Oracle builds massive data centers financed by heavy borrowing. We also play UP or DOWN with HPE, Hims & Hers, YouTube and Suntec REIT, and check in on the Straits Times Index, Hongkong Land, UOL and Wilmar International as Singapore markets try to stabilize. Companies mentioned: Oracle, Hewlett Packard Enterprise (HPE), Hims & Hers, YouTube, Suntec REIT, Hongkong Land, UOL, Wilmar International
26:05

MAR 9, 2026
09/03/26 - Influence: The founders steering a Singapore Food Icon - Tanjong Rhu Pau
A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so famous customers keep returning. Founded in 1988, the family business is now run by siblings Chloe Yap and Yap Wei Jie, who stepped in to continue their parents’ legacy. They share their modern expansion plans, including deliveries, with Michelle Martin. Find out how this family businesses is reinventing while staying true to what made them beloved in the first place.
22:43

MAR 9, 2026
09/03/26 - Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?
A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, the key question is whether replicating this strategy is still possible under today’s CPF rules. We explore the role of the Enhanced Retirement Sum (ERS), annual top-ups and the powerful impact of compounding. We also unpack what meaningful retirement payouts mean for different life circumstances in this episode of Money and Me, hosted by Michelle Martin, with guest Elijah Lee of Phillip Securities.
23:03

MAR 9, 2026
09/03/26 - Market View: How high can oil go? Winners and possible losers amongst defense stocks and SG agri counters
War risk in the Middle East is back on traders’ screens - and the ripple effects are already shaking oil, defense stocks, airlines and global markets. Escalating tensions in the Middle East - including Iran’s unprecedented leadership succession - are sending shockwaves through global markets. Oil has surged above US$100 a barrel for the first time in years, reigniting inflation fears and putting pressure on equities. Defense companies are rallying while travel and aviation stocks stumble amid rising geopolitical uncertainty. Meanwhile investors are watching Greg Abel’s first major moves as CEO of Berkshire Hathaway for clues on the next phase of Warren Buffett’s empire. Closer to home, the Straits Times Index slipped for the week as Singapore Airlines, SATS and Jardine Matheson came under pressure while ST Engineering surged on defence optimism. In this episode of Market View, hosted by Michelle Martin  we unpack how geopolitics is reshaping sector winners and losers.
17:04

MAR 4, 2026
04/03/26 - Influence: Yen-Lu Chow on making meaning from tragedy
Meet some of Singapore's most impactful individuals in Influence with Michelle Martin. If you are going through pain, sorrow or grief, trust that you are not alone After losing his 26-year-old son Lawrance to manic depression, philanthropist Yen-Lu Chow set out to transform grief into action by founding - together with his wife - the Over The Rainbow Academy that helps parents with resources and which gives young people a platform to "just be heard". The academy aims to help transform the landscape of mental wellness in Singapore and offers scholarships for its training programmes. Social innovator Yen-Lu Chow believes getting to a "we first society" starts with very important first step; caring for the self. We ask: in a competitive world driven by individual success, can Singapore move from a “me-first” mindset to a “we-first” culture that protects its human capital?  
24:41

MAR 4, 2026
04/03/26 - Money and Me: Budget 2026 & Singapore Property - Buyer’s Market or the Next Boom?
Is Singapore’s property market quietly shifting after Budget 2026?  In this episode of Money and Me, hosted by Michelle Martin, we break down what new policies on foreign work passes, AI investment and housing demand could mean for buyers and investors. Michelle speaks with Christine Sun, Chief Researcher and Strategist at Realion Group (OrangeTee & ETC), about whether the absence of new cooling measures signals confidence that prices have stabilised. They unpack why demand for some Prime and Plus HDB flats appears softer, and why first-time buyers may now prioritise space over central locations. The conversation also explores how stricter foreign hiring rules could affect rental demand and whether Singapore’s push to become an AI hub might boost long-term property values. Finally, Christine shares where investors might find the smartest opportunities in Singapore’s property market in 2026.
13:06

MAR 4, 2026
04/03/26 - Market View: Gold Rush, Oil Shock & Sea’s Surprise - Markets Brace for a New Volatility Cycle
Oil shocks, gold surges and a familiar tech giant's stumble - markets are suddenly on edge. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack the forces shaking global markets - from Sea Ltd’s earnings surprise and share price plunge to Singapore’s growing ambitions as a physical gold hub. Gold prices are surging past historic levels as wealthy investors pile into safe havens and policymakers position Singapore as a regional bullion trading center. Meanwhile, a widening Middle East conflict and the Strait of Hormuz blockade threaten global energy flows, pushing Brent crude above $81 and disrupting LNG supplies. We also run through earnings movers including Target, Best Buy, Swiss sneaker maker On, DFI Retail Group and Wilmar International. Plus: the next computing revolution may not be in your phone - tech giants like Qualcomm, Meta, Google and Apple are racing to build AI-powered wearables that blend seamlessly into everyday life. Companies mentioned: Sea Ltd., Target, Best Buy, On Holding, DFI Retail Group, Wilmar International, ST Engineering, Keppel, CapitaLand Integrated Commercial Trust, Qualcomm, Meta, Google, Samsung, Apple, OpenAI.
24:24

MAR 3, 2026
03/03/26 - Influence: Give to Gain - Healing at the Margins
What does it mean to see 70 patients a day - and still believe you are living your dream? On Influence, hosted by Michelle Martin, we are celebrating champions ahead of IWD which falls on March 8th, under the 2026 theme “Give To Gain.” Dr Deanna Koh, Resident Physician and Clinical Research Lead at SATA CommHealth Medical Centre for Migrant Workers, shares life on the frontline serving Singapore’s most marginalised. Dr Koh reveals what she has gained - and what young women dreaming of medicine need to know about the reality behind the calling.
15:46

MAR 3, 2026
03/03/26 - Money and Me: Is Singapore’s IPO Engine Roaring Back?
Is the so-called “sleepy” Singapore market waking up - or are we at the start of a full-blown IPO revival? In this episode of Money and Me, hosted by Michelle Martin, we unpack Southeast Asia’s reopening equity capital markets with Art Karoonyavanich of DBS. Trading volumes are up to S$1.65 billion a day in early 2026, and billion-dollar deals like UI Boustead REIT are landing smoothly despite tariff headlines. We explore why CapitaLand India Trust and Lendlease REIT can raise fresh capital even amid global trade noise - and what that says about investor confidence. Beyond property, we examine Ultragreen’s S$520m tech IPO and whether healthtech, AI and digital infrastructure are next in line. Is Singapore simply benefiting from regional recovery — or positioning itself as Southeast Asia’s IPO hub for the next cycle?
09:23

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