Your Money with Michelle Martin

If AI can replace junior lawyers overnight, what does that mean for your portfolio tomorrow? In this episode, hosted by Michelle Martin, with guest Arun Pai, Associate Partner, Monk’s Hill Ventures  we unpack how an AI model from Anthropic is unsettling legal firms and deepening the AI scare trade across tech markets. Why did billions evaporate in a single session - was it panic, or a recognition that business models are being rewritten? We explore whether value now lies in proprietary data, ecosystem dominance, or AI infrastructure control. In Asia, Indian billionaire Mukesh Ambani and Larry Fink of BlackRock are urging Indians to pivot from gold into domestic equities - could this fuel a 1990s-style retail boom? We assess India’s growth outlook and whether capital rotation signals explosive expansion ahead.

One legend exits, a streaming war reignites, and AI redraws the market map - where should investors focus now? In this episode, hosted by Michelle Martin with Ryan Huang, we unpack Warren Buffett’s last portfolio reshuffle at Berkshire Hathaway - trimming Apple, Amazon and Bank of America while adding some well-known names. Berkshire has now been a net seller for 13 straight quarters - is the Oracle signalling caution at peak valuations? In media, Warner Bros Discovery’s $70B content deal with Netflix faces a last-minute push from Paramount - can it outbid and reshape the streaming battlefield? Tech leads markets higher as Nvidia inks a multi-year AI infrastructure deal with Meta, potentially squeezing Broadcom’s edge. In UP or DOWN, we size up Palo Alto Networks’ profit miss, Moderna’s FDA review reversal, and Yangzijiang Maritime’s proposed buyback. Back home, the STI reopens with CapitaLand Investment up while OCBC, DFI Retail and Hongkong Land lag - is Singapore ready to gallop into the Year of the Horse? Hear about  Berkshire Hathaway, Apple, Amazon, Bank of America, New York Times, Domino’s Pizza, Chevron, Warner Bros Discovery, Netflix, Paramount, Nvidia, Meta, Broadcom, Palo Alto Networks, Moderna, Yangzijiang Maritime, CapitaLand Investment, OCBC, DFI Retail, Hongkong Land.

Our episode takes us from dormitories in Dubai to data centres in Seattle as investors navigate a market that feels both ambitious and anxious. Centurion Corp eyes Middle East expansion as Amazon stumbles, AMD faces scepticism, and Anthropic rides a post-Super Bowl surge - all while the STI flirts with the 5,000 mark. In this episode, hosted by Michelle Martin with Ryan Huang, we unpack Centurion’s “baby steps” into migrant housing demand across the Gulf. US markets pause but remain jittery, with AI reshaping sentiment around Amazon, AMD and Palo Alto Networks. Corporate earnings from Walmart and DoorDash add to the week’s catalysts as India hosts the AI Impact Summit featuring Microsoft and Anthropic. Back home, Yangzijiang Shipbuilding and Keppel Corp outperform while DBS lags the STI. Plus, in UP or DOWN, we size up GuocoLand’s movies and whether Anthropic’s marketing momentum signals something bigger. Hear about: Centurion Corporation, Amazon, AMD, Anthropic, Microsoft, Palo Alto Networks, DoorDash, Walmart, GuocoLand, Yangzijiang Shipbuilding, Keppel Corp, DBS.

From Singapore’s AI ambitions to China’s EV and bubble tea giants - where is the smartest risk-reward right now? Singapore’s Budget 2026 signals an accelerated AI roadmap just as Chinese growth names like BYD, XPeng, Pop Mart and Guming Holdings capture investor attention, hosted by Michelle Martin. We unpack Prime Minister Lawrence Wong’s innovation-led strategy and what it could mean for Singapore equities and AI infrastructure plays. Then we pivot to China’s EV landscape as global registrations soften and policy shifts test demand resilience. BYD’s battery leadership and export muscle face off against XPeng’s tech-driven autonomy ambitions. Pop Mart’s IP-powered collectibles and Guming’s beverage expansion highlight the power - and risk - of consumer identity investing. Are these companies building durable global franchises, or riding policy tailwinds and cyclical momentum?

Can your child’s $10,000 today really turn into $86,000 - and what does Budget 2026 have to do with it? Michelle Martin unpacks the latest Budget goodies - from CDC vouchers and CPF top-ups to corporate tax rebates - and what they mean for families, seniors and businesses. Daniel Sim, Founder of Golden Goose Properties, breaks down the new voluntary CPF investment scheme and whether those in their late 40s should even consider taking market risk. We explore the bold 864% CPF growth strategy for kids, and the real trade-offs between long-term compounding and short-term liquidity. Plus, what Singapore’s new AI Park at One-North could mean for District 5 property values, rental premiums and long-term capital appreciation. A practical, future-focused conversation on money, mindset and opportunity - hosted by Michelle Martin.

Tucked away at Raffles Hotel is a new start-up with a hefty six figure annual fee for members. It aims to help its members live longer, healthier lives  with preventive health checks and premium therapies on  the market. Michelle Martin sits down with Ashish Chordia, Co-Founder and CEO of ELYX, to explore Singapore’s first concierge longevity service at Raffles Hotel. Instead of fragmented advice and annual check-ups, ELYX offers a coordinated “Circle of Experts” supported by an AI Healthspan Co-Pilot and research team. We unpack how  data  can dynamically shape health in this deep dive into the future of personalised health optimisation and executive longevity - hosted by Michelle Martin.

Is artificial intelligence about to upend trucking, property, and even your portfolio playbook? A former karaoke firm, Algorhythm Holdings, sparks an “AI Scare Trade” after unveiling its SemiCab logistics platform - rattling trucking and real estate services stocks as investors reassess disruption risk. Back home, Singapore’s S$155 billion Budget 2026 boosts AI adoption and business competitiveness just as the Straits Times Index surges past 5,000 for the first time. Wilmar International and United Overseas Land power the rally, with broker targets from UOB Kay Hian and Maybank Securities hinting at further upside. In UP or DOWN, we track Restaurant Brands, Pinterest, Instacart and Cisco as earnings and tariffs reshape sentiment. And in our Last Word, Britney Spears’ US$200 million catalog sale to Primary Wave reminds us that songs now live on balance sheets as much as playlists. A cross-asset conversation on disruption, liquidity and valuation - hosted by Michelle Martin with Ryan Huang. Hear about : Algorhythm Holdings (SemiCab), Wilmar International, United Overseas Land, Restaurant Brands International, Pinterest, Instacart, Cisco, Primary Wave.

You asked for it! Michelle Martin sits down with Dion Thong, Senior Manager, Retirement Withdrawals Department, CPF Board, to demystify CPF LIFE with questions listeners sent in. They tackle common fears - is CPF LIFE truly for life, what happens to your money when you pass on, and is the “up to 6%” interest too good to be true? We unpack enrollment rules, the threshold for inclusion, whether you can switch plans later, and what you can do today to  boost your monthly payouts  Find out: which plan best protects against inflation, which gives the highest starting payout, and how risk-pooling really works behind the scenes. A clear, practical guide to making one of retirement’s most irreversible decisions - hosted by Michelle Martin with guest Dion Thong, Senior Manager, Retirement Withdrawals Department, CPF Board.

From red ink to record profits - but how are Grab investors reacting? Grab posts its first full-year profit of US$268 million - and launches a US$500 million buyback - even as shares slide on concerns over growth and its US$425 million acquisition of Stash Financial. On Budget Day, we unpack what Singapore’s AI push, tighter CDC payouts and upskilling drive could mean for markets and households. In UP or DOWN: Apple’s Siri stumbles, McDonald’s value strategy delivers, Cloudflare rides the AI agent wave, and real estate services stocks wobble in the latest AI scare trade. Back home, the STI edges closer to 5,000, with SGX and Singtel leading while CapitaLand Investment slips. And in The Last Word - Avicii’s Wake Me Up crosses 3 billion streams, proving disruption often sounds risky before it sounds iconic. Hosted by Michelle Martin with Ryan Huang. In focus today : Grab, Stash Financial, Apple, McDonald’s, Cloudflare, Singapore Exchange (SGX), Singtel, CapitaLand Investment, Spotify.

What if Budget 2026 could change the way you use your SRS , own your first home and teach your children about money? Ahead of Prime Minister Lawrence Wong’s statement, we unpack ideas that could meaningfully reshape financial security in Singapore from a personal finance perspective.  Elijah Lee, Senior Financial Services Manager, Phillip Securities, shares his view on why SRS reform could be a powerful lever for retirement flexibility and tax efficiency. We examine how stronger first-property support can balance affordability without reigniting a property bubble, think through structural cost-of-living solutions - and why financial literacy in schools may be the ultimate long-term hedge. A forward-looking conversation on Singapore budget priorities, hosted by Michelle Martin. For more Budget 2026 insights: https://www.moneyfm893.sg/whats-on/budget-2026/