Live Well with Michelle

Passive income goes head-to-head as ETF investing battles dividend growth investing in a lively showdown, as we ask which investing style might be best suited to be the main pillar for anyone's portfolio? Tim Phillips argues for the long-term power of ETFs, while Willie Keng makes the case for intelligent dividend investing. The debate dives into whether ETFs are still good diversifiers given market concentration, why dividend investing may not just be for retirees, and what really grows wealth over time. There’s also an unexpected “easter egg” in the episode, as both guests reveal a powerful investing moment from their own journeys. Hosted by Michelle Martin with guests Tim Phillips, Founder, TimTalksMoney (https://www.timtalksmoney.com) and Willie Keng, Founder, Dividend Titan. (https://www.dividendtitan.com)

Passwords are a part of life, but perhaps they reveal something bigger about modern life - the rising cognitive burden we carry every day. Listeners share how they are coping with password fatigue with Michelle. Maybe that’s the deeper issue here. The future isn’t just about making technology smarter. It’s about reducing unnecessary friction so human beings have more mental space for relationships, purpose, creativity, investing wisely. Are future companies are looking away from passwords to keep organisations safe? Then we hear more about Michelle's book pick today, John Coleman's "Good Money"

Author John Coleman spent his early years in a single-wide mobile home in the USA. When it rained in Florida, the family would buy movie tickets, and wait out the storm safely in the theatre. Today he is Co-CEO of Sovereign's Capital which invests in public equities, private equities and venture capital. Michelle Martin finds out how John's six-step framework in his book "Good Money, Six Steps to Building a Financial Life with Purpose" can help us change our relationship with money, so we can design a richer life across dimensions that we know, map to living well.

Michelle Martin speaks with Arnaud Frade about the rise of “sentient startups” and whether billion-dollar one-person companies could soon emerge - even from Singapore. They explore how entrepreneurs are already using AI beyond productivity. Arnaud also shares lessons from building Athena, his autonomous AI panelist, and explains why blind dependence on AI could become a dangerous trap for founders. As AI takes over more analysis and execution, the conversation asks a deeper wellness question: what uniquely human qualities will matter most for leaders at work? Hosted by Michelle Martin.

Investors, what if one of Asia’s biggest ageing-investment opportunities is a healthcare problem few people even talk about? Asia’s ageing population is quietly fueling a surge in demand for urology care - and investors may be underestimating the scale of the opportunity In Money and Me we meet the largest medical device company in Southeast Asia Michelle Martin speaks with Wong Yau Chung, CEO of Temasek-backed Advanced MedTech Holdings, about a possible listing, how the Singapore-grown MedTech is using acquisitions and its strategy to compete globally and a key question. Could urology become one of the next major long-term investment themes tied to ageing demographics?

We are living longer but what are our options for employment after retirement? Is it really either "just stay home" or volunteer? Michelle Martin explores how an SGX-listed tech company iWOW Technology and global online platform GetSetUp are adding new options for seniors who have only to reach their keyboards for a new way to earn. GetSetUp are banking on older adults training their peers on their tech platform. From making new connections, to providing real flexible jobs with dignity and purpose. Michelle looks at whether this initiative can truly help older adults stay engaged with their peers from around the world and if it can provide meaningful remuneration. Find out as she speaks with Ashokan Ramakrishnan, Chief Marketing Officer, iWOW & Neil Dsouza, Co-Founder of GetSetUp. Click to check out the community here www.getsetup.sg/en-SG

Imagine a few thousand consistently deposited into your account, every month for life! Our guest received a letter reminding him this financial instrument he chose 5 years ago, came to fruition with a sweet four figure gain. Listen to this episode to hear how to figure out if putting money in annuity is a smart move. How much can you expect monthly? What are the range of riders involved? What's guaranteed and what's not? How does this financial instrument compare with buying a REIT, ETF or topping up your SRS?  Michelle Martin finds out with Phillip Securities' Elijah Lee.

Work from your living room and on your own terms? Michelle Martin speaks with Joanne Chen, Founder of Ezhub, about how live commerce is opening new doors people to return to work with flexibility and purpose. Joanne, a single mum with a special needs child,  shares how personal challenges helped grow her business.  TikTok Shop is turning live selling into a serious economic opportunity. How can you profit from it?  

She walked away at the top - so what does freedom really cost? Michelle Martin sits down with Michelle Lee, Founder of Better MoneyEQ, who retired at 35 after a stellar financial advisory career - and chose a radically different relationship with money. They unpack why financial success doesn’t always translate into fulfillment, and what “Money EQ” reveals about our deepest money patterns. From childhood conditioning to emotional triggers like fear, guilt, and avoidance, this episode explores why even smart investors make poor decisions. Michelle Lee shares how identity - not discipline - is the true lever for lasting financial change, and how small, intentional shifts can break old cycles. If you’ve ever felt stuck between earning well and living well, this conversation offers a new way forward - hosted by Michelle Martin.

What if the biggest investing mistake today is assuming every dip is a bargain? Michelle Martin explores whether the familiar “buy the dip” strategy still holds in today's market shaped by oil shocks, inflation pressures, and shifting rate expectations. Joined by Brian See Toh, Financial Services Manager at PhillipCapital, the conversation unpacks why today’s pullbacks may be fundamentally different from past quick rebounds. How can investors tell the difference between a short-term dip and a deeper market reset? We break down when averaging in makes sense, what to review before deploying capital, and how to avoid reacting emotionally to falling prices. Hosted by Michelle Martin, this episode offers a disciplined framework to help investors align market moves with their long-term life and wealth plans.