Your Money with Michelle Martin
About
Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.
NOV 17, 2025
17/11/25 - Influence: Driving the Future - Inside Borneo Motors Singapore’s 100-Year EvolutionThe global automotive industry is undergoing its greatest transformation in a century - electrification, digital ownership and self-driving technology.
In this episode, we explore how Borneo Motors Singapore - a brand that has grown with the nation since 1925 - is reinventing itself for a new era.
Magdalene Tan, Marketing Director of Borneo Motors Singapore, joins Michelle Martin to unpack strategy, heritage and the next chapter of automotive evolution.
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21:28
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NOV 17, 2025
17/11/25 - Money and Me: Are S-REITs Still Worth the Climb?Industrial REITs are steady, yields are juicy, and rates are falling - so is now the moment to move?
Hosted by Michelle Martin, this episode breaks down why industrial S-REITs have held firm with strong occupancy and rental reversions.
We explore how the wider S-REIT universe has staged a 2025 rebound on easing debt costs and a friendlier rate outlook.
With T-bills slipping near 1.37 - 1.4%, Kenny Loh weighs in on whether REIT yields of 5 - 6% still offer real value.
Is this rally just a “rates are going down” trade - or the early innings of a broader re-rating?
Kenny also shares clear strategies for conservative investors navigating income, risk and timing.
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16:48
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NOV 17, 2025
17/11/25 - Market View: Buffett’s Quiet Accumulation & the Luxury Shake-UpThe Oracle of Omaha makes a surprise tech bet - what does Warren Buffett know that the rest of the market doesn’t?
Hosted by Michelle Martin with Ryan Huang, we break down the Berkshire Hathaway portfolio twist.
What earnings in the week ahead are being watched closely?
We dive into a mixed week for US indices and the shifting narratives driving investor positioning.
Luxury markets heat up as Bernard Arnault shops Chinese brands in Shanghai.
UP or DOWN features Pop Mart’s Labubu, Frasers Property and more.
Plus, how the STI is trading today - and your “Last Word” from the global box office.
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22:28
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NOV 13, 2025
13/11/25 - Money and Me: Bubble Signs or Smart Moves?SoftBank just dumped Nvidia in the midst of this AI frenzy - is this a warning signal, or the smartest money move of the year?
As rare-earth stocks roar and governments scramble for critical minerals, we ask whether a new multi-decade commodities supercycle is forming - or whether geopolitics is simply inflating another hype cycle.
Michael Burry is also sounding alarms, accusing hyperscalers like Amazon, Alphabet, and Microsoft of chasing an AI dream without a proven business model.
We unpack SoftBank’s Nvidia exit, the mineral race, and the AI-infrastructure boom versus bubble debate.
What’s real, what’s noise, and what’s actually investable right now?
All this and more - hosted by Michelle Martin with insights from Arun Pai of Monk’s Hill Ventures
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23:20
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NOV 13, 2025
13/11/25 - Market View: ON’s Big Run, AI’s Big Questions & STI’s Record ClimbSwiss sneaker-maker On, chip giant AMD, Cisco Systems, and local names like ComfortDelGro, ST Engineering, AEM, Food Empire, JB Foods, and Seatrium take centrestage, as markets react to blockbuster guidance upgrades and renewed AI optimism.
We break down what’s driving the surge in On’s sales, the key soundbites from AMD’s Lisa Su, and Cisco’s profit engine.
Plus -UP or DOWN verdicts across Singapore corporates as the STI hits fresh records led by Jardine Matheson and Hongkong Land.
And in the “Last Word,” a mall becomes a theme park as Netflix launches “Netflix House.”
All that and more - hosted by Michelle Martin with Ryan Huang.
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22:49
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NOV 12, 2025
12/11/25 - Read: Tiny Rice GrainsInclusion is under siege. As companies scale back DEI amid political backlash, can Asia offer a new lens for belonging - one rooted in empathy and economics?
Lyn R. Lee, former Global Chief DEI Officer at Shell and author of Tiny Rice Grains (Penguin Random House SEA), joins Michelle Martin to explore the future of diversity in a politically divided world.
She discusses how small acts of inclusion ripple into systemic change, and how Asian perspectives can redefine leadership courage and care.
Discover how to move beyond compliance, make psychological safety real, and build workplaces where every “tiny grain” counts.
Hosted by Michelle Martin.
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19:11
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NOV 12, 2025
12/11/25 - Money and Me: The Great ILP Debate - Fair Critique or Misunderstood Product?A fierce debate has erupted over investment-linked insurance plans.
Are ILPs misunderstood tools for long-term wealth, or overly complex, high-cost products investors should avoid?
Christopher Tan, CEO of Providend, returns to address his criticisms of his arguments following his Business Times column, which challenged the value of ILPs.
He breaks down industry rebuttals on compounding bonuses, adviser fees, and fund access, and explains why his firm continues to steer clear of them.
Hear both sides of the ILP story, from consumer confusion to claims of strategic tax and estate planning benefits - and decide where you stand.
Hosted by Michelle Martin.
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24:09
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NOV 12, 2025
12/11/25 - Market View: Sea, Singtel & SoftBank’s Big Moves - and What’s Next for AI and EarningsProfits are up, but not everyone’s cheering. Sea Limited doubles earnings while Singtel posts a massive jump - yet investors aren’t entirely convinced.
SoftBank cashes out of Nvidia to fund its AI future.
Which of these moves spells confidence - and which signals caution?
From Sea’s Shopee, Garena, and Monee to Singtel’s Optus and NCS, we unpack the region’s big earnings stories.
Then we head to SoftBank and its 5.8 billion dollar Nvidia sale.
Plus, our UP or DOWN spotlight hits JD.com, Sony, BHG Retail REIT, and SingPost.
We wrap with the Straits Times Index rally led by Genting Singapore, UOL Group, and City Developments.
Hosted by Michelle Martin.
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11:43
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NOV 11, 2025
11/11/25 - Money and Me: Beat the Clock on SRS - Grow More, Tax LessA race against time - and one that could save you real money.
As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work
We unpack withdrawal rules, explain whether you’ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest
Should you invest your SRS instead, and how do rising statutory retirement ages affect when you can access your money?
We break down the crucial 1 July 2026 deadline to lock in the penalty-free withdrawal age of 63.
Hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.
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24:57
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NOV 11, 2025
11/11/25 - Market View: Buffett’s Quiet Exit, Big Market Rebounds & Paris’ Eternal LotteryMarkets are moving.
US lawmakers strike a compromise to end the shutdown, sending the S&P 500 and Nasdaq sharply higher, with Nvidia, Palantir among the day’s top gainers.
We unpack Warren Buffett’s plan to step down as Berkshire Hathaway CEO, go quiet, and accelerate philanthropy - and what it means for Berkshire Hathaway investors.
Our UP or DOWN game spotlights TSMC, Restaurant Brands , Vicom and YZJ Financial.
We also take stock of the Straits Times Index, where Genting Singapore, DBS and ST Engineering made moves.
Finally - a surreal “Last Word” - Paris launches a cemetery lottery! Get your finance wrap for the morning.
Hosted by Michelle Martin.
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11:46
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