Money and Me
About
Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.
JUL 22, 2025
22/07/25 - Money and Me: Investing in the Final Frontier—Asia’s Ascent in the Space EconomyWhat if the next great investment opportunity lies not on Earth—but in orbit?
Hosted by Michelle Martin, this episode explores how space is transforming into the next trillion-dollar economy.
Dr. Kartik Sheth, Chairman of the Council of SST Think Tank and a former NASA scientist, discusses Singapore’s emerging role, why Asia is uniquely poised to lead, and which space economy sectors are attracting global capital.
From space-based energy to the Mars economy, moonshot thinking and more, discover where your business and portfolio could boldly go next.
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27:17
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JUL 18, 2025
18/07/25 - Money and Me: Are S-REITs Still Worth the Risk in 2025?Singapore’s REIT market is shifting—do you know where the real yields are?
Hosted by Michelle Martin, this episode breaks down the mid-year outlook for Singapore REITs with expert Kenny Loh.
From the mixed debut of NTT DC REIT to Centurion’s upcoming Accommodation REIT, we assess IPO appetite and the rising appeal of niche sectors.
What impact will looming U.S. tariffs have on industrial REITs?
Are cold storage and warehouse assets under threat?
And should investors rotate out or double down?
Tune in for deep analysis and smart guidance on navigating macro headwinds in search of yield.
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22:56
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JUL 17, 2025
17/07/25 - Money and Me: Why “Debt” Doesn’t Have to Be a Dirty WordWhat do you associate with “debt”?
A chance at profit or visceral panic?
Hosted by Michelle Martin, this episode explores how bonds and private credit are transforming from taboo to treasure.
Aman Pujara of Syfe breaks down the growing opportunity in fixed income—from high-quality bonds to private credit options - and options for retail and accredited investors.
Learn how Singaporeans can unlock access to premier institutions, discover how debt can diversify your portfolio and boost yield—if you know how to play it.
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19:27
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JUL 16, 2025
16/07/25 - Money and Me: Stay Invested for the Long Run?Host Michelle Martin sits down with Christopher Tan, CEO of Providend, to find out if his April article challenging the most sacred rule of investing: "stay invested for the long run" still holds in his view.
In this eye-opening episode, discover if the popular TACO trade ("Trump Always Chickens Out") and trade war strategizing could be an optimist trap and how to identify when it's time to "reset" and realign your portfolio strategy.
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18:38
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JUL 15, 2025
15/07/25 - Money and Me: What is the Real Cost of an ILP?How much are you really paying in fees when you buy an ILP?
Michelle Martin and Tim Phillips from timtalksmoney.com dive into the high-stakes world of investment-linked policies.
Learn when ILPs fees quietly eat into your returns, and what the data says about their real costs.
LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap?
Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run.
Hosted by Michelle Martin.
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26:14
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JUL 14, 2025
14/07/25 - Money and Me: The Private Property PausePrivate home sales plunge, prices stagnate—yet one new launch has had a warm reception.
Singapore’s property market cools in Q2 2025, with private home sales down over 66%.
HDB resale price growth slows while new supply looms from MND.
Yet CapitaLand’s LyndenWoods defies the downturn with a near sell-out launch.
Ivan Cai, CEO of Crestbrick, joins Michelle Martin to decode what it all means for investors.
Will interest rates, new stamp duties, and cooling measures shake up the second half of 2025?
Hosted by Michelle Martin, this episode uncovers key strategies for buyers, sellers, and landlords.
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17:48
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JUL 10, 2025
10/07/25 - Money and Me: Retail Rebels, Tariffs & the AI Job ShuffleAre retail investors outmaneuvering the pros in Trump’s trade war?
Inflation expectations are cooling — but is it really a green light for markets?
IBM lays off 8,000 with AI, yet is growing headcount. What gives?
Michelle Martin dives deep into how AI is reshaping the workforce and what this means for investors.
She also unpacks market reactions to Trump’s new tariffs with Arun Pai of Monk’s Hill Ventures.
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25:35
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JUL 9, 2025
09/07/25 - Money and Me: Rethinking Fixed Income NowTake a closer look at a fixed income fund trusted by Singaporeans — with 90% of its investors based in Singapore.
What if fixed income isn’t just a defensive play — but a smart way to grow your wealth?
Michelle Martin sits down with Kylie Soh of Fullerton Fund Management to explore why short-to-medium-term rate strategies are gaining traction in today’s uncertain markets.
They break down the myths younger investors have about bonds, examine the appeal of the Fullerton Short Term Interest Rate Fund, and spotlight what active management brings to the table.
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26:29
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JUL 8, 2025
08/07/25 - Money and Me: The Homeowner’s DilemmaIs it wiser to clear your mortgage early—or let your home loan work harder for you?
With Singapore’s Seller’s Stamp Duty now back at 2017 levels, investors and homeowners alike are reassessing their strategies.
Michelle Martin unpacks what the SSD changes mean for buyers, sellers, and the broader property market.
Guest Daniel Sim, Founder of Golden Goose Properties, shares insights on whether leveraging or paying off a loan is the smarter move today.
Learn how inflation, interest rates, and safe leverage principles can impact your long-term wealth.
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24:58
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JUL 7, 2025
07/07/25 - Money and Me: Renovating Smart without Going BrokeYou want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices?
Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans.
GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid.
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16:59
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