Money and Me


About

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 


APR 21, 2026
21/04/26 - Money and Me: The $4 Million Mistake That Wasn’t - When Selling Early Wins
What if walking away from millions is actually the smartest move you’ll ever make? Michelle Martin sits down with Chin Hui Leong, Co-founder of The Smart Investor, to unpack the psychology of selling stocks - and why profits locked in are never a failure. From the painful “could have been” to the discipline of knowing when enough is enough, this episode reframes what success really looks like in investing. We explore how to decide when to sell - even if a company is still performing - and why your personal goals matter more than market narratives. For new investors, Hui Leong shares how to build conviction, when to move beyond ETFs, and why patience must be balanced with action. It’s a conversation about clarity, not regret - hosted by Michelle Martin.
18:42

APR 20, 2026
20/04/26 - Money and Me: How to be Successful and Have a Family 
There is a hidden cost to becoming a successful founder and Eldred Wee hopes to save more from paying it. If success feels hollow, this conversation may help you redefine what you’re really working toward Hosted by Michelle Martin, this episode dives into the gap between financial success and life goals with Eldred Wee, Founder of Edenity. From closing seven-figure M&A deals to questioning the very meaning of “enough,” Eldred shares why wealth didn’t bring the fulfilment he expected. We explore how childhood experiences, risk, and identity shape our relationship with money and security. Plus, the rise of the “Parentpreneur” - a community supporting founders who want to build  a business without losing their families along the way.
22:10

APR 17, 2026
17/04/26 - Money and Me: The Singapore Start-Up entering the $300 Billion Gaming Economy
What if you too could have a slice of the biggest entertainment industry in the world? The global gaming industry is set to hit $300 billion. We explore how one founder is flipping the model of mobile gaming - turning screen time into outdoor family play with a new kind of mobile game that prioritizes family time and movement. Is this the much-needed reset for how families engage with technology? 
23:21

APR 15, 2026
15/04/26 - Money and Me: Your CPF, Your Future - Come 2028 a new scheme for those struggling with decisions in markets
Retirement is about to be reinvented - but will the new CPF scheme work for you? Michelle Martin unpacks Singapore’s upcoming CPF Investment Scheme  and what it means for your long-term wealth - hosted by Michelle Martin. With Christopher Tan, we break down how scheme compares with CPFIS and who it is really designed for. We explore whether a lifecycle portfolio should be your core strategy, a supporting tool - or something to avoid entirely. From returns to risks, and myths to mechanics, this conversation cuts through the noise on using your CPF to invest. We also zoom out to a bigger question: how AI-driven job disruption could reshape how future generations save for retirement.
23:53

APR 14, 2026
14/04/26 - Money and Me: Where to Park $200K as War and Rates collide
When the world feels unstable, doing nothing might be your smartest move—or your biggest mistake. As geopolitical tensions and rising energy prices reshape markets, investors are being forced to rethink where safety truly lies. We explore the critical “foundations first” approach - liquidity, protection, and resilience—before deploying capital in uncertain times. From fixed deposits and bonds to gold, silver and REITs, how should investors balance safety versus inflation protection? The UK property market faces a structural reset as the Renters’ Rights Act dismantles the traditional buy-to-let model. Is this an investor exodus - or a shift towards a more professional, regulated market? Hosted by Michelle Martin.
27:51

APR 13, 2026
13/04/26 - Money and Me: REIT Opportunity  & the Mid-Cap Alpha Hunt
S-REITs are under pressure - where is smart money quietly stepping towards? Rising oil prices linked to the Strait of Hormuz are driving costs higher and dragging REIT valuations lower. The iEdge S-REIT Index has slipped, but analysts say this correction may be opening a rare window of opportunity. We unpack First REIT’s Indonesian divestment and whether its special distribution is reward - or warning. Plus, CapitaLand Ascendas REIT’s bold S$900M global data centre bet and why mid-cap REITs could outperform the blue chips. Where should investors look next 0 and what risks are being mispriced? Hosted by Michelle Martin with Kenny Loh, REIT Specialist and Wealth Advisory Director.
17:06

APR 10, 2026
10/04/26 - Money and Me: Landlords are becoming co-living operators
What if your property could double its yield - without buying another one? We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines. From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields. But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity. We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work. Is co-living a smart structural shift or a yield-chasing trend? Hosted by Michelle Martin with Josephine Liu and Arthur Lim.
25:15

APR 9, 2026
09/04/26 - Money and Me: Are you insured for a specific illness or how a policy defines an illness and its treatment?
Even after life-saving surgery, a critical illness claim can be denied. What are you covered for and why? We explore how definitions influence payouts and highlight what consumers seeking "best" or "comprehensive" coverage need to know. With Elijah Lee of Phillip Securities, we unpack what every policyholder must understand about fine print, exclusions, and evolving medicine. From comparing insurers to what you can discuss today with your insurance advisor, we ask: are you truly protected—or just conditionally covered? Practical insights to help you avoid costly surprises - hosted by Michelle Martin.
26:51

APR 8, 2026
08/04/26 - Money and Me: Stop Overthinking, Pick the Right Platform & Start Investing
If the biggest thing holding you back from investing is just not knowing where to begin, we have got you covered today. We break down what really matters when choosing an investment platform - beyond the hype and flashy interfaces. What do you most need as an investor and how can you match your investment needs from Singapore with a cost-effective platform? We also unpack copy trading, platform safety, and how to switch brokers without derailing your long-term plan. ]Join the conversation, hosted by Michelle Martin with guest Tim Phillips, Founder, TimTalksMoney.
24:10

APR 7, 2026
07/04/26 - Money and Me: When AI Spends for You - The Rise of Agentic Payments
Veteran of the crypto market CEO of Morph, Colin Goltra is optimistic that the average person will comfortably let AI spend money on their behalf by the end of this year. A new wave of “agentic commerce” is emerging, where AI agents can negotiate, decide, and transact on your behalf. But with convenience comes risk: how do you trust an AI with your wallet, and what guardrails actually exist? A glimpse into the future of money, control, and commerce - hosted by Michelle Martin with CEO of Morph, Colin Goltra. Morph is an Ethereum Layer 2  blockchain solution focused on global consumer payments.
19:31

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