Money and Me

The Fed has cut rates again - but the real story is the deep divide into what that means for your money next! Hosted by Michelle Martin, this episode breaks down one of the most divided FOMC meetings in years. So how should investors read this pause - and what does it mean as we look toward 2026? We examine the potential impact on different types of equities, from cyclicals to defensives, and whether falling rates really support risk assets. Is the AI trade still the engine of market returns, or are cracks beginning to show beneath the surface? Joining the conversation is Cheng Chye Hsern, Head of Investment at Providend, with practical insights on how investors should position their portfolios for the next phase of the cycle.

Should you buy where the locals live when thinking about buying overseas property investment? Zero tax, double-digit yields and glossy brochures - but is overseas property really the opportunity Singapore investors think it is? On Money and Me, Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties, about what Singaporeans truly need to know before buying property overseas. They unpack global sentiment heading into 2026, how strong SGD shifts the equation, and what realistic capital commitments look like beyond marketing headlines. From Dubai’s growth story to Japan’s cash-flow appeal, and the tax-heavy realities of the US , this episode breaks down opportunity versus illusion.

We attend to your health insurance wallet today. New IP rider rules mean deductibles are no longer covered and annual co-payments double to S$6,000. Premiums may fall by about 30 percent - but smaller procedures could now hit your cash flow harder. We break down who benefits, who loses, and how these changes affect younger adults, retirees and those with chronic conditions. Through case studies, we examine whether to stay on old riders or switch to the new regime. Expert guidance with guest Christopher Tan, CEO of Providend, hosted by Michelle Martin.

From April 2026, new Integrated Shield Plan riders will no longer cover deductibles, and your annual out-of-pocket cap doubles to S$6,000 under the latest Ministry of Health overhaul. Premiums are expected to drop by about 30%, as policymakers push patients to shoulder more costs to cool the runaway private healthcare inflation. We break down what’s changing, what stays, and how to plan your medical sinking fund with Elijah Lee, Senior Financial Services Manager at Phillip Securities - all hosted by Michelle Martin.

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning? Simon Ree, Founder of Tao of Trading, shares his base case for 2026. We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets. From the AI investment boom and earnings resilience to megacap dominance, Simon explains what’s structural versus what’s becoming a crowded trade. We also drill into key risks - from stretched valuations and weak market breadth to capex-heavy Big Tech and tariff shocks. A clear 2026 playbook for everyday investors - hosted by Michelle Martin.

Is this the point where S-REITs start to reclaim their shine? Singapore’s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line.  In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs. We dissect CapitaLand Ascendas REIT, Lendlease Global Commercial REIT, and Keppel DC REIT to understand their  growth drivers, and exposure risks. Tim addresses data-centre amidst the AI bubble narrative and how retail and hospitality REITs stack up against struggling office assets. We tackle the biggest macro indicators that matter now - from inflation resilience to cash-flow predictability. Whether you’re holding, buying, or waiting, this REIT reset may shape your 2025 investment playbook.

It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash. Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife. We break down whether this platform can do more for you with your “idle money”. Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on the first S$20K and up to 1.8% beyond. We explore how Singaporeans should balance liquidity vs investing amid volatile flows, rising living costs and shifting rate expectations. Plus: growth milestones for Chocolate including expanding to the  Hong Kong market, the March withdrawals episode and how this founder approaches AI.

Singapore’s “forgotten” mid-caps may be turning into the market’s next big battleground. Hosted by Michelle Martin. With liquidity returning and MAS’s S$5B EQDP funneling fresh capital, long-ignored SMID stocks are waking up. We break down Ultragreen’s 10% SGX debut, triple-digit gainers, and how 240 small- and mid-caps stack up against the STI. CGS International’s Jason Saw joins us to reveal where reforms meet real opportunity.  Plus: red flags, governance signals, and how retail investors can navigate a once-in-a-cycle window.

Singapore’s urban map is being rewritten — but what does that mean for your money? In this episode hosted by Michelle Martin, we unpack the newly gazetted URA Master Plan 2025 and what decentralisation, regional hubs, and mixed-use districts mean for long-term value. CapitaLand Development (Singapore) CEO Ronald Tay joins us to reveal how CLD is interpreting national policy into real projects shaping innovation clusters and new residential communities like LyndenWoods. We explore why Science Park is finally ready for homes, who the first-mover buyers really are, and how mixed-use hubs may shift investor thinking beyond the traditional core. From Jurong Lake District to Punggol Digital District, we examine where the next wave of growth corridors could emerge. If the future of appreciation lies outside the CBD, this is the roadmap investors need to hear.

Money and Me dives into the latest AIA Live Better Study to uncover why singles — especially single women — face a uniquely challenging retirement landscape. Discover why optimism is lower for singles, even as aspirations for purpose-filled later years rise. We break down the biggest worries: rising living costs, lack of caregiving support, and the risk of social isolation. Unpack practical strategies for financial security, emotional well-being, and building strong support networks. How can shingles start to design a connected, empowered future by acting today? — hosted by Michelle Martin with guest Lam Hui Min, Head of Customer Propositions & Insights Strategy, AIA Singapore