Money and Me
About
Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.
JUL 8, 2025
08/07/25 - Money and Me: The Homeowner’s DilemmaIs it wiser to clear your mortgage early—or let your home loan work harder for you?
With Singapore’s Seller’s Stamp Duty now back at 2017 levels, investors and homeowners alike are reassessing their strategies.
Michelle Martin unpacks what the SSD changes mean for buyers, sellers, and the broader property market.
Guest Daniel Sim, Founder of Golden Goose Properties, shares insights on whether leveraging or paying off a loan is the smarter move today.
Learn how inflation, interest rates, and safe leverage principles can impact your long-term wealth.
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24:58
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JUL 7, 2025
07/07/25 - Money and Me: Renovating Smart without Going BrokeYou want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices?
Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans.
GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid.
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16:59
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JUL 2, 2025
02/07/25 - Money and Me: Insurance Crossroads – Upgrades, Downgrades & the MediShield ShakeupSingapore’s health insurance landscape is shifting—and many seniors are rethinking their coverage.
What's prompting some to downgrade or drop their private Integrated Shield Plans.
What’s behind the price hikes?
What’s at stake for policyholders?
Michelle Martin breaks it all down with Elijah Lee, Senior Financial Services Manager at Phillip Securities.
They also unpack the failed Income-Allianz deal and its impact on Singapore’s insurance sector.
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27:44
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JUL 1, 2025
01/07/25 - Money and Me: What are Asia's wealthiest incorporating into their portfolios?To what extent are Asia’s wealthiest investors turning to digital assets and tokenized stocks?
Michelle Martin unpacks the rise of institutional and family office interest in digital assets with Melvin Deng, CEO of QCP.
Explore the role of digital assets in portfolio diversification, growth, and risk management.
Learn how structured products, tokenization, and innovation are creating access to the crypto frontier in 2025.
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17:46
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JUN 30, 2025
30/06/25 - Money and Me: Mortgage Rates Set to Dive — Is Now the Time to Refinance?Mortgage rates in Singapore to dip below 2% again?
As fixed rates fall below floating ones and the 3-month SORA sinks, what does it all mean for homeowners and buyers?
Michelle Martin finds out what’s driving these changes and when mortgage rates could finally fall below the 2% mark again. Should you switch from fixed to floating, or wait?
Hosted by Michelle Martin, this episode features David Baey, CEO of Mortgage Master, who shares his insights on refinancing strategies, repricing risks, and the smartest move for your loan.
f you’re out of your lock-in period, this is the episode you need to hear.
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24:45
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JUN 27, 2025
27/06/25 - Money and Me: KL vs Johor. What this property investor from Singapore is looking at?Thinking about investing up north but unsure about loan rates and long-term capital appreciation?
Germaine Chow, Co-founder, I Quadrant talks about the macro -factors, regulations, taxes and must have questions in mind for the general property investor looking at Malaysia's powerhouse cities of KL and Johor.
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18:03
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JUN 26, 2025
26/06/25 - Money and Me: Million-Dollar HDBs – How High Can Prices Go?Singapore’s million-dollar HDB club is growing fast.
From just 0.3% of the market five years ago to nearly 6% today, the public housing landscape is shifting.
Are we on the brink of seeing S$2 million flats? Or will policy curb the climb?
Michelle Martin asks Mark Yip, CEO of Huttons Asia, whether this is a trend, tipping point or if there is a good argument to be made not to rush into buying into the resale market.
They explore demand drivers, buyer profiles, and the hottest locations in resale.
Hosted by Michelle Martin, this episode is for the property hound.
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23:13
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JUN 25, 2025
25/06/25 - Money and Me: Positioning for a Multipolar World – Tariffs, Demographics, and Long-View InvestingHow do global investors view a shift to a multipolar world?
Michelle Martin speaks with Mark Ho of RealVantage to hear how the company views tariff risk, long-term demographic drivers, and how investors can view opportunistic positioning today.
Hosted by Michelle Martin, this episode helps us understand how long-view investors frame what’s next.
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16:01
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JUN 24, 2025
24/06/25 - Money and Me: Can you stretch your CDC Vouchers?What if your grocery run could help pay for your next flight?
Singaporeans are getting smarter with every swipe — stacking CDC vouchers, KrisFlyer miles, and loyalty points to stretch every dollar.
Enter the yuu Rewards Club — now linked to over 1,000 brands including 7-Eleven, Cold Storage, Giant, and Gojek.
With cost-of-living pressure still high, intentional spending is going mainstream.
Michelle Martin breaks down the rise of coalition loyalty and the psychology of everyday value.
Hosted by Michelle Martin with guest Chen Peng, CEO of yuu Rewards Club.
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16:20
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JUN 23, 2025
23/06/25 - Money and Me: China's Value Bets—Hidden Gems or Mirage?China’s retail sales are soaring—but is this recovery real or just a policy sugar rush?
With consumer spending lifted by subsidies yet long-term income growth slowing, investor confidence is being tested.
Pop Mart’s plunge shows how quickly sentiment can shift amid regulatory rumblings.
Michelle Martin asks Dividend Titan’s Willie Keng what he saw on his recent China trip—and why he’s maintained his conviction on value stocks.
Are there unappreciated gems like China Resources Beer, or should investors brace for volatility?
Hosted by Michelle Martin.
Companies: Pop Mart, China Resources Beer, Tsingtao, EV firms, local brands, tech innovators.
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25:23
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