Money and Me

It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash. Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife. We break down whether this platform can do more for you with your “idle money”. Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on the first S$20K and up to 1.8% beyond. We explore how Singaporeans should balance liquidity vs investing amid volatile flows, rising living costs and shifting rate expectations. Plus: growth milestones for Chocolate including expanding to the  Hong Kong market, the March withdrawals episode and how this founder approaches AI.

Singapore’s “forgotten” mid-caps may be turning into the market’s next big battleground. Hosted by Michelle Martin. With liquidity returning and MAS’s S$5B EQDP funneling fresh capital, long-ignored SMID stocks are waking up. We break down Ultragreen’s 10% SGX debut, triple-digit gainers, and how 240 small- and mid-caps stack up against the STI. CGS International’s Jason Saw joins us to reveal where reforms meet real opportunity.  Plus: red flags, governance signals, and how retail investors can navigate a once-in-a-cycle window.

Singapore’s urban map is being rewritten — but what does that mean for your money? In this episode hosted by Michelle Martin, we unpack the newly gazetted URA Master Plan 2025 and what decentralisation, regional hubs, and mixed-use districts mean for long-term value. CapitaLand Development (Singapore) CEO Ronald Tay joins us to reveal how CLD is interpreting national policy into real projects shaping innovation clusters and new residential communities like LyndenWoods. We explore why Science Park is finally ready for homes, who the first-mover buyers really are, and how mixed-use hubs may shift investor thinking beyond the traditional core. From Jurong Lake District to Punggol Digital District, we examine where the next wave of growth corridors could emerge. If the future of appreciation lies outside the CBD, this is the roadmap investors need to hear.

Money and Me dives into the latest AIA Live Better Study to uncover why singles — especially single women — face a uniquely challenging retirement landscape. Discover why optimism is lower for singles, even as aspirations for purpose-filled later years rise. We break down the biggest worries: rising living costs, lack of caregiving support, and the risk of social isolation. Unpack practical strategies for financial security, emotional well-being, and building strong support networks. How can shingles start to design a connected, empowered future by acting today? — hosted by Michelle Martin with guest Lam Hui Min, Head of Customer Propositions & Insights Strategy, AIA Singapore

Money and Me, hosted by Michelle Martin, dives into how Agentic AI is transforming the finance function from back-office engine to strategic command center pathways. Michelle unpacks the growing tension between rapid deployment and the trust, governance, and talent needed to keep up.  Join Michelle and BlackLine’s Nikhil Parambath as they explore how APAC leaders can think through a theme expected to dominate CFO future roadmaps to  capturing long-term value through implementing autonomous finance.

Singapore’s markets are transforming faster than at any time in the past decade. In today’s episode, hosted by Michelle Martin, we unpack MAS and SGX’s sweeping reforms and take a closer look at the  Fullerton Singapore Value-Up (FSGV), the first retail fund under the Equity Market Development Programme (EQDP), Fullerton’s Shawn Ang joins us to discuss what you'd be investing in with this fund and what benchmark it aims to beat. We explore overlooked mid- and small-cap opportunities in Singapore and how markets have reacted so far. 

Record profits, record losses — the sub-sale market can seem extreme. In today’s episode of Money and Me, we dive into what changes in the sub-sale market reveals about the new property-flipping landscape. We break down whether property flippers are rising or disappearing, and how the HDB-to-OCR migration wave is reshaping demand. You’ll hear insights into the rental hotspots for 2026, the health of the EC market, and how sub-sale rules like those impacting the Sellers Stamp Duty, affect investor strategy. We also unpack CCR luxury dynamics, where 171 big-ticket deals closed. All this and more, hosted by Michelle Martin, with her guest Ivan Cai, CEO, Crestbrick . Both dive into featured themes which include: The Avenir, CCR luxury, OCR resale condos, ECs, SSD, sub-sale risks, 2026 outlook.

The ringgit just hit its strongest level in three years — here’s why it matters for your wallet. In this episode of Money and Me, hosted by Michelle Martin, we unpack why the Malaysian ringgit is surging and whether the rally can last through 2025. We break down Nvidia’s latest earnings and what they signal about the next phase of the AI trade. Plus: if Bitcoin is “digital gold,” why is it trailing both bonds and gold this year? We also demystify Singapore’s newest market milestone: SGX’s launch of Bitcoin and Ethereum perpetual futures — what they are, why they matter, and who will be using them. Joining the conversation is Swapnil Mishra, author of Investing for the Clueless, Reckless and Overly Cautious.

What if Singapore’s next big winners aren’t in the STI - but quietly sprinting just beside it asks Michelle Martin, as she explores the rise of the new iEdge Singapore Next 50 indices. This mid-cap cluster - from ComfortDelGro to Sheng Siong and PropNex - is filled with familiar names but how has it done relative to the STI? PhillipCapital’s Dan Chang joins us to decode why investors are warming to mid-caps across logistics, data centres, hospitality and industrials. We break down how to evaluate mid-cap fundamentals, manage volatility, and decide between index exposure and selecting winners. If you’ve overlooked Singapore’s mid-caps, this episode might just rewrite your playbook.

Global real estate is finally stabilising  - but the opportunities and risks are not where most investors think. As 2025 closes, the real estate cycle is shifting: interest-rate steadiness, gradual price discovery, and a cautious return of transactions. Michelle Martin speaks with Keith Ong, CEO of RealVantage, to decode what this means for investors in 2026. We unpack capital-market signals,  and the foreign-buyer landscape  Plus, sector picks for 2026 - from data centres to senior living - and the risks investors still underestimate across the US, Australia, UK and Asia. All this and more, hosted by Michelle Martin.