Money and Me
About
Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started, manage your expenses and start your smart money investment journey today.
SEP 22, 2025
22/09/25 - Money and Me: Fed rate cuts and portfolio implicationsAre there moves you should make now with your portfolio?
The US central bank slashes rates by 25 basis points to 4 - 4.25%, with cautious guidance pointing to only a handful of cuts ahead.
Standard Chartered’s Global Market Outlook calls this a “delicate balancing act,” with investors urged to rotate from US to Asia ex-Japan equities.
EM local currency bonds and locking in yields on high-quality debt emerge as key strategies.
Audrey Goh, Head of Asset Allocation at Standard Chartered Bank’s Wealth Solutions Chief Investment Office, joins us to map out opportunities amid volatility.
Hosted by Michelle Martin, this episode unpacks the Fed’s move and its global portfolio implications.
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13:49
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SEP 19, 2025
19/09/25 - Money and Me: Is your portfolio positioned to capiltalise on a lower-rate environment?Given this mix of lower rates, a strong stock market, and lingering uncertainties, how should investors balance risk and return in their portfolios for the rest of the year?
And if you wanted to skip complicated products like ILP's, what would alternative options be?
Michelle Martin finds out with Cheng Chye Hsern, Head of Investment, Providend.
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22:28
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SEP 18, 2025
18/09/25 - Money and Me: Transnational Divorce- the costly intricaciesWhat happens when a borderless career meets a cross-border divorce?
Hosted by Michelle Martin, this episode explores the financial and legal pitfalls facing globally-mobile professionals when marriages break down.
Guest Foo Soon Yien, Senior Director at BR Law Corporation, breaks down jurisdictional rules, domicile requirements, and the risks of assuming Singapore’s courts will hear your case.
We discuss how frequent travel, long-term PR status, and dual citizenship affect eligibility to file.
Hear about “forum shopping,” landmark cases, and key differences between divorce laws across countries.
Plus, practical advice to protect your assets before crisis strikes.
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17:36
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SEP 17, 2025
17/09/25 - Money and Me: Gain exposure to the STI or look further away?The STI has smashed past 4,300 – should you be looking to gain exposure to it?
Tim Phillips, Founder of TimTalksMoney, joins the conversation to explore what investors should make of this milestone.
We break down valuation risks, macro drivers, and whether DBS Group still has room to run.
ETFs tracking the STI come under review for those eyeing a diversified route.
Beyond Singapore, we scan Asia for markets and sectors that look compelling.
Hosted by Michelle Martin with guest Tim Phillips, Founder of TimTalksMoney.
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23:28
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SEP 15, 2025
15/09/25 - Money and Me: How do investors make moves when markets seem only to be moving higher?A record jobs revision, inflation still sticky, and yet markets soar - what’s going on?
Hosted by Michelle Martin, this episode connects the dots with Simon Ree, Founder of Tao of Trading.
From the latest PPI and CPI data to the Fed’s looming rate cut decision, we ask if investors should brace for volatility or ride the bull.
Is the S&P 500 in bubble territory as valuations stretch to dot-com levels?
What does Oracle’s massive surge reveal about AI-driven optimism?
And will September seasonality deliver its usual bearish sting, or prove a myth this year?
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14:18
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SEP 12, 2025
12/09/25 - Money and Me: The ILP Debate – Promise or Pitfall?Are investment-linked plans really balancing protection and wealth growth?
Hosted by Michelle Martin.
ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.
Regulators are considering classifying them as complex products by December 2025.
Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.
Are costs still a dealbreaker despite fat bonus sweeteners?
And should investors keep insurance and investments separate?
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20:24
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SEP 11, 2025
11/09/25 - Money and Me: Capitalising on the Johor–Singapore SEZThe Johor–Singapore Special Economic Zone is shaping up to be one of the region’s most exciting growth stories.
Could this cross-border initiative accelerate Johor’s economy beyond Malaysia’s average - and what does it mean for Singaporean investors?
Michelle Martin dives into the industries set to benefit most, from manufacturing and logistics to the digital economy and services.
She explores property plays and REIT exposure, infrastructure upgrades, and opportunities for Singapore corporates.
The conversation also looks at incentives, risks, and how to hedge against currency volatility.
Hosted by Michelle Martin with guest Winshern Ho, Wealth Manager, PhillipCapital.
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15:33
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SEP 10, 2025
10/09/25 - Money and Me: Are Some Older Properties Golden Opportunities?Are selected older properties hidden gems in today’s market?
Hosted by Michelle Martin with Daniel from Golden Goose, this episode dives into the dynamics of investing in aging real estate.
Learn how older units can make strategic sense and when they fall short.
We unpack key factors like location resilience, capital appreciation, and maintenance considerations.
Daniel shares his expert take on when an older property is worth a second look and what investors should watch out for.
If you’re weighing new versus old in your portfolio, this is the conversation you won’t want to miss.
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23:17
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SEP 9, 2025
09/09/25 - Money and Me: Investing in Singapore's IPO Resurgence and you the investorSingapore’s small- and mid-cap IPO market is roaring back, powered by MAS liquidity measures and a wave of fresh listings.
Join us as Vincent Toe, Co-founder and MD of ICH Group, shares how anchor investors are reshaping IPO confidence and attracting cross-border capital.
We explore Singapore’s growing role as a listing hub amid global shifts, the readiness of deep tech and AI for IPOs, and lessons from success stories like Lum Chang Creations and Info-Tech.
Plus, insights for retail investors eager to ride this new growth wave. Hosted by Michelle Martin.
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15:01
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SEP 8, 2025
08/09/25 - Money and Me : Where is Crypto adoption accelerating?The 2025 Chainalysis Global Crypto Adoption Index shows APAC grew 69% year-over-year, adding nearly US$1 trillion in transaction volume.
India, Vietnam, and Pakistan are driving grassroots adoption, while Singapore jumps into the top 20 globally when adjusted for population.
Stablecoins are exploding in use cases.
Meanwhile, Bitcoin remains the top fiat on-ramp.
We break down the findings, U.S. policy shifts, and Asia’s regulatory edge with Chengyi Ong, Head of Policy APAC at Chainalysis.
Hosted by Michelle Martin, this episode explores the opportunities and risks shaping the next wave of global crypto adoption.
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20:29
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