Money and Me

Join Michelle Martin on Money and Me, hosted by Michelle Martin with guest Shen Hao, Financial Services Manager at PhillipCapital. Retrenchments ticked up in Q4 2024 even as annual numbers declined—reminding us that job security remains fragile. Shen Hao shares practical, real-world strategies to future-proof your finances and build resilience through emergency funds, portfolio diversification, and contingency planning. He breaks down how much you really need to save, whether to pause investments, and how to juggle short-term needs with long-term goals. Gain tools from his financial literacy courses and hear how his team guides over 500 families through turbulent times. If you’re a mid-career professional with financial obligations, this episode is packed with actionable insights.  

Hosted by Michelle Martin with Christopher Forbes, Head of Asia at CMC Markets, we dive into the psychology of successful traders, from mindset and emotional intelligence to risk perception across age groups. Explore insights from CMC's 2025 research, including trading behaviours, diversification trends, and the rise of growth investing. Find out how top traders manage risk, avoid emotional pitfalls, and why personality may matter more than strategy. Plus - get started on actionable takeaways to help you refine your own trading approach.

If technology like this existed when this founder was growing up, it could have saved her mother. Driven by a personal quest CEO of Universal Health Clara Chen shares how a chance discovery at Harvard led to the creation of W3LL booths, now live at Esplanade MRT, how her start-up is pioneering early detection, community health, and what impact investors need to know if they want to help shift frontline support for mental health.

Join Michelle Martin on Money and Me,today with guest Keith Ong, CEO of RealVantage. Steel and aluminum tariffs are back, and they could reshape the U.S. real estate investment landscape. What do higher metal prices mean for construction timelines, margins, and investor strategies? Keith unpacks where the risks and opportunities lie amid cost pressures and policy shifts. We explore whether value-add strategies may outperform new builds in this environment.  Plus, is the U.S. still the prime market - or is it time for real estate investors to look beyond it? 

At a corner of the bond market lies a niche instrument that allows for both your principal and coupons to move upwards with the Consumer Price Index. Michelle Martin and Willie Keng, Founder of Dividend Titan. dive into Treasury Inflation-Protected Securities (TIPS) – why are ultra-long TIPS looking attractive amid potential Fed rate cuts? The conversation then turns to Microsoft – is the recent selloff an opportunity? Jefferies thinks so, citing AI-driven growth and a derisked valuation. Tune in for insights into navigating inflation, stagflation, and tech-investing in today's markets.

Do you really need to be brilliant at maths and science in Primary School or is another foundational skill more important? What do those assessing medical school applications really look out for and how can you reverse engineer these expectations as far back as steps to take in primary school?  Michelle Martin goes on a deep dive into the early foundations of a medical career with guest Dr. Dexter Sim, Medical Doctor with the UK NHS and Senior Medical School Admissions Consultant at Crimson Education. Hear how Dr. Sim’s time at Raffles Institution and skipping the O-Levels influenced his journey. A-Levels or IB? Which makes sense for your medical school prep?  Also hear personal reflections on stress management needed for the long road to becoming a medical doctor. This is a great episode to share with a young person who you think has what it takes to get into med school.

HDB resale affordability is top of mind - are million-dollar flats the norm or the outliers? What could cash rich HDB upgraders move on to? What are your choices if you are looking at this moving picture of possibilities and want to buy or sell real estate today? Hosted by Michelle Martin with guest Ivan Cai, CEO of Crestbrick, this episode dives into the public housing market's key trends and investor outlook, BTO pipeline expansion, and MOP dynamics. What factors could reshape liquidity and long-term value in the resale market and where can investors head to, for help decoding good buys for property wealth?

Singaporeans are investing, but earning just 0.4% returns. Are we risk averse? With fixed income rates coming down, what are the risk-averse likely to look at? Plus Michelle Martin and her guest Tim Phillips from timtalksmoney.com discuss how investors could think through negative sentiment when it hits with Chocolate Finance and CDL as case studies. This episode is packed with takeaways for your wallet as both also discuss what 125 years of stock market history tells us about the future of markets and if we are maximising our airmiles should we use them on Lady Gaga concert tickets.

Join the lively chat between Michelle Martin and Arun Pai, Investments Team, Monk’s Hill Ventures. Is the US economy as strong as advertised, or is a recession looming under Trump?  Then, a deep dive into CK Hutchison’s controversial Panama Canal port sale to a BlackRock-led consortium. Does this shift give the US leverage over China’s trade routes? Plus, is China on the brink of human-level AI? A closer look at Manus AI and the new world of AI agents.

Join Michelle Martin on Money and Me as she dives into the evolving world of diversification with Christopher Tan, CEO of Providend. With US stock markets facing uncertainty and traditional diversification tools like bonds losing effectiveness, investors need smarter strategies. Is the classic 60/40 portfolio still relevant? What alternative assets should investors consider? And how can you truly protect your wealth in today’s volatile market? Tune in as we break down practical, risk-managed approaches to diversification in the tech-driven era.