Your Money with Michelle Martin

There will soon be a new way to grow your CPF savings, what do you need to know? In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board. Will you still have access to CPFIS? What sort of products might you be able to invest in? How does portfolio rebalancing happen? Has this scheme been successful elsewhere? What sort of returns are possible? We also explore how the “glide-path” strategy works to grow your wealth, the fees and the key risks involved with using the scheme.

Oil markets are on edge as Middle East conflict threatens one-fifth of the world’s oil supply moving through the Strait of Hormuz. Michelle Martin and Ryan Huang unpack the ripple effects across energy markets, global equities and insurance. Hosted by Michelle Martin with Ryan Huang, the show explores why oil prices are rising even after the International Energy Agency released a record 400 million barrels of emergency reserves. We also examine why defense stocks are suddenly being treated as safe havens by investors. In corporate news, Netflix is making a massive AI bet, while Indonesia’s GoTo surprises markets with stronger earnings guidance. Closer to home, DFI Retail surges on investor optimism while UI Boustead REIT’s public offer draws strong demand.

When markets shake, your instincts may tell you to run  and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage. What separates disciplined investors from panicked sellers in turbulent times? We find out in this episode of Money and Me hosted by Michelle Martin.

A 200-year-old trading empire is looking good. Asian conglomerate Jardine Matheson posts strong earnings and a higher dividend as its property, retail and infrastructure empire powers ahead. Meanwhile, Oracle delivers strong profits on AI demand - but investors are questioning whether its debt-fuelled data-center buildout could become tomorrow’s risk. On Wall Street, HSBC says peak fear around the Iran oil spike may have passed - and argues it’s time to overweight equities again. Corporate news includes buyback ambitions from Salesforce, an AI-agent social network move by Meta, tax provisions at Mapletree Logistics Trust, and profitability at EV maker Nio. Markets, strategy and the stories behind the numbers - hosted by Michelle Martin with Ryan Huang. Companies mentioned: Jardine Matheson • Oracle • Salesforce • Meta • Mapletree Logistics Trust • Nio • Yangzijiang Shipbuilding

What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence: Why Some Benefit At Your Expense. Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why many investors confuse money with real capital, and why that matters. The conversation explores declining trust in systems, the role of central banks, and whether gold or cryptocurrencies are rational responses. Finally, we examine what a future might look like in a world of rising debt, deficits and monetary expansion.

War rhetoric, surging oil and AI spending are colliding - and markets are trying to figure out what breaks first. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how mixed signals from U.S. President Donald Trump on the Iran conflict are rattling investors and pushing Brent crude toward the US$100 mark. We explore what 50 years of oil shocks teach us about the two signals markets really watch during geopolitical crises. Strategist Ed Yardeni warns the odds of a U.S. market meltdown could rise to 35% if the Iran conflict escalates - but is that too pessimistic? Meanwhile, the AI infrastructure race intensifies as Oracle builds massive data centers financed by heavy borrowing. We also play UP or DOWN with HPE, Hims & Hers, YouTube and Suntec REIT, and check in on the Straits Times Index, Hongkong Land, UOL and Wilmar International as Singapore markets try to stabilize. Companies mentioned: Oracle, Hewlett Packard Enterprise (HPE), Hims & Hers, YouTube, Suntec REIT, Hongkong Land, UOL, Wilmar International

A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so famous customers keep returning. Founded in 1988, the family business is now run by siblings Chloe Yap and Yap Wei Jie, who stepped in to continue their parents’ legacy. They share their modern expansion plans, including deliveries, with Michelle Martin. Find out how this family businesses is reinventing while staying true to what made them beloved in the first place.

A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, the key question is whether replicating this strategy is still possible under today’s CPF rules. We explore the role of the Enhanced Retirement Sum (ERS), annual top-ups and the powerful impact of compounding. We also unpack what meaningful retirement payouts mean for different life circumstances in this episode of Money and Me, hosted by Michelle Martin, with guest Elijah Lee of Phillip Securities.

War risk in the Middle East is back on traders’ screens - and the ripple effects are already shaking oil, defense stocks, airlines and global markets. Escalating tensions in the Middle East - including Iran’s unprecedented leadership succession - are sending shockwaves through global markets. Oil has surged above US$100 a barrel for the first time in years, reigniting inflation fears and putting pressure on equities. Defense companies are rallying while travel and aviation stocks stumble amid rising geopolitical uncertainty. Meanwhile investors are watching Greg Abel’s first major moves as CEO of Berkshire Hathaway for clues on the next phase of Warren Buffett’s empire. Closer to home, the Straits Times Index slipped for the week as Singapore Airlines, SATS and Jardine Matheson came under pressure while ST Engineering surged on defence optimism. In this episode of Market View, hosted by Michelle Martin  we unpack how geopolitics is reshaping sector winners and losers.

Meet some of Singapore's most impactful individuals in Influence with Michelle Martin. If you are going through pain, sorrow or grief, trust that you are not alone After losing his 26-year-old son Lawrance to manic depression, philanthropist Yen-Lu Chow set out to transform grief into action by founding - together with his wife - the Over The Rainbow Academy that helps parents with resources and which gives young people a platform to "just be heard". The academy aims to help transform the landscape of mental wellness in Singapore and offers scholarships for its training programmes. Social innovator Yen-Lu Chow believes getting to a "we first society" starts with very important first step; caring for the self. We ask: in a competitive world driven by individual success, can Singapore move from a “me-first” mindset to a “we-first” culture that protects its human capital?