Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

Cyber threats are escalating, and SMEs are finding themselves increasingly in the firing line, from phishing and ransomware to costly business email compromise. Yet a QBE survey shows fewer than 4 in 10 SMEs in Singapore carry cyber insurance, with many citing cost or doubts about relevance. The real challenge is understanding what’s at stake: the financial risks of downtime, how coverage fits alongside basic cyber hygiene, and whether insurance should be treated as core to risk management. Sam Russell-Vick, Senior Cyber Underwriter, QBE Asia, joins the Breakfast Show to unpack the rising risks, why uptake remains low, and how SMEs can balance prevention, protection, and preparedness in 2025 and beyond.

Have you ever opened Instagram and wondered: How on earth are Gen Zs affording all these luxury trips? We’ve seen floating breakfasts in Bali, infinity pools in Dubai, drone shots in the Maldives… all treats for some 20-somethings we see on social media.  Well… spoiler alert: many aren’t affording it. At least, not in the way you think. Audrey and Emaad unpack the secrets of this business-savvy generation, and how sometimes “fake luxury” can actually pay off.   Presented by Audrey Siek and Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributors

AI is everywhere in today’s business landscape, powering chatbots, crunching data, and automating tasks. But for all its promise, many organisations are still struggling to turn AI into real results. That’s where the next wave comes in: Agentic AI, a shift from tools that assist to agents that act. The Breakfast Show invites Sandeep Bhargava, Senior Vice President, Global Services and Solutions, Public Cloud Business Unit at Rackspace Technology, to unpack what Agentic AI really means, why only a small group of AI leaders are pulling ahead, and how entrepreneurs and business leaders can harness this evolution to stay competitive in a rapidly changing market.

Intermittent fasting has been popularized the world over thanks to its purported health benefits, which have been supported by science. However, a new study has raised some few alarm bells, after it found a link between time-restricted eating and a higher risk of cardiovascular complications.  Have a listen!   Presented by Emaad Akhtar & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo credit: Pexels & its talented community of contributors  Music credit: Pixabay & its talented community of contributors

Alex Morris, CEO & CIO, F/m Investments, discusses the unusually strong September start for markets in a historically weak month; the sustainability of the AI revolution beyond the Mag 7 and S&P 500; expectations for PPI and CPI prints; and the current investor playbook for cash, equities and fixed income.  Produced/Presented: Emaad Akhtar Photo Credi: ST Illustration: Chng Choon Hiong, Adobe Stock

It's no secret that Singaporeans love to travel.  But you might be surprised to hear that - according to findings from a recent survey co-commissioned by global travel app, Skyscanner and digital bank, Trust Bank - 40% of us believe saving for overseas trips is more important than other financial goals. Why is that so? Cyndi Hui, Travel Trends & Destination Expert, Skyscanner, tells us more. 

Volkswagen has long defined luxury and performance with brands like Bugatti, Bentley, Porsche, and Audi. But now, the German auto giant is making a bold pivot: chasing the entry-level EV market with a lineup of affordable electric small cars. But can this strategy offset Chinese competition, trade headwinds, and the pressure on Porsche’s performance? Dan Koh and Audrey Siek find out if Volkswagen can reinvent itself fast enough to thrive in the new EV era.

The world’s two largest economies may have hit pause on their trade war, but the truce is fragile, and the data rolling out this week could tell us just how shaky things really are. In light of China’s August trade and inflation numbers and the all-important Fed meeting, where a rate cut now looks more likely than ever, what does this all mean for markets, from bond yields and equities? And how should investors be reading the signals amid so much uncertainty? Dan Koh finds out with Barnabas Gan, Group Chief Economist & Head, Market Research, RHB Bank

The AI chip wars are heating up. With tech giants from Google to Meta designing their own custom silicon, Broadcom has just taken a bold step, announcing a $10 billion deal with OpenAI to co-develop next-generation AI accelerators. What could this mean for Nvidia’s dominance in the AI hardware space? And with high risks, long lead times, and questions over exclusivity, will this partnership deliver on its promise, or prove too ambitious? Join Dan Koh and Emaad Akhtar as they break down what this deal means for Broadcom, the semiconductor industry, and investors betting on the future of AI.

The 15th Parliament of Singapore opened on Friday, 5 September with the swearing-in of 97 elected Members of Parliament and two Non-Constituency MPs, including a record number of women and 32 first-time MPs. President Tharman Shanmugaratnam’s address laid out the Government’s priorities for the term, touching on keeping social mobility alive, strengthening unity, adapting to a shifting global order, and ensuring inclusive growth amid economic headwinds. So what do these priorities mean for jobs, wages, and opportunities? How will they shape the way Singapore navigates global uncertainty and domestic concerns in the years ahead? Joining the Breakfast Show is Dr. Eugene Tan, Associate Professor of Law at Singapore Management University, to unpack the signals, challenges, and opportunities from this new parliamentary term.