Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

The importance of financial literacy for today's children cannot be stated enough, especially in a 'finfluencer' dominated era, which is still largely unregulated. Finland is setting the benchmark for its own youth in the form of business villages, where kids learn not just how to manage money but how business, the economy and society work as well as how to look for a job. Emaad and Audrey share more!   Presented by Emaad Akhtar & Audrey Siek Produced & Edited by Emaad Akhtar Photo & music credits: Pixabay & its talented community of contributors

2024 was a rollercoaster for global financial markets, and rising living costs, inflation, and the increasing retirement age are putting additional pressure on us Singaporeans planning for our future. So, as we step into 2025, what can we expect for the markets, the economy…. and what Diversification strategies should you leverage this year? Audrey chats with Hugh Chung, Chief Investment Officer from Endowus.   Produced and presented by Audrey Siek

The length of the Great Wall of China is longer than the distance between Singapore and New York. True or False? In today's Breakfast Quiz, Audrey quizzes Emaad by stating some mind boggling fact or fiction, and he had to guess what's true and what's false. Play along!    Presented by Audrey Siek and Emaad Akhtar Produced & edited by Audrey Siek Photo and music credits: Pixabay & its talented community of contributors

To protect our planet - meeting the global ‘30 by 30’ target of safeguarding 30% of oceans by 2030 is crucial. But that will not be possible without effective enforcement of Marine Protected Areas (MPAs). Illegal, unreported and unregulated fishing - or IUU fishing - accounts for one of every five wild-caught fish. In fact, experts estimate that between 10 to 26 million tons of IUU-caught fish is taken out of our oceans each year, which equates to nearly 20 percent of the global reported catch. This is contributing to the decline of certain species, which affects not just small-scale fishers, who make up 90% of the world's fishing workforce, but also jeopardises the survival of other marine species that depend on these fish species. It has since been close to two years since the historic High Seas Treaty was signed in New York, a treaty that would allow the establishment of MPAs and other conservation efforts on the high seas - ocean areas that exist outside national borders and have previously never had a legal mechanism to cover them. Yet, many countries struggle to make these protections a reality, even with the establishment of the High Seas Treaty.  On this episode of Climate Connections, Meaghan Brosnan, CEO of WildAid- a global non-profit organisation that is scaling marine enforcement to end illegal fishing and strengthen ocean conservation - shares her perspectives. Feature produced and edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Voiced by: Audrey Siek Photo credits: The Earthshot Prize Music credits: pixabay & its talented community of contributors

Ben Emons, Chief Investment Officer, FedWatch Advisors shares his insights on the wavering of bond yields in the latest session and whether uncertainty in the Gilts remains a blueprint for the US debt ceiling. He also weighs in on whether tech stocks continue edging higher in 2025 after hitting record highs in 2024, reactions to Jensen's speech and what's on his key watch-list this year. Presented by: Emaad Akhtar Produced by: Yeo Kai Ting (ykaiting@sph.com.sg) Assistant Producer: Muhammad Nazirul Asrar  Photo credits: pixabay & its talented community of contributors  

Kyle Rodda, Senior Financial Market Analyst at Capital.com discusses what the main takeaways from the CES Show in Las Vegas, including Nvidia CEO Jensen Huang's speech touting the future of IT as the new HR department running AI agents. Produced/Presented: Ryan Huang

Christine Short, Vice President of Research, Wall Street Horizon shares her takeaways from the latest FOMC minutes, what's playing out with regards to the data and whether the US economy is as resilient as it looks. She also weighs in on consumer sentiments might pan out over the next earnings season, sectors that could see impacts from tariff changes, and the current deal with the Magnificent Seven. Presented by: Ryan Huang Produced by: Yeo Kai Ting (ykaiting@sph.com.sg) Assistant Producer: Muhammad Nazirul Asrar  Photo credits: Al Drago/Bloomberg

Former US President Jimmy Carter is currently lying in state in the US Capitol Rotunda in Washington. The Georgia Democrat and 39th president died 29th December at the age of 100. Carter served as president from 1977-81, winning office as an outsider in the wake of the Vietnam War and Watergate. An official state funeral will be held for the late President in Washington, DC on 9th January, with President Joe Biden set to deliver a eulogy for Carter, whom he had called a “beloved friend”. Tributes have poured in from presidents, world leaders and many everyday people from around the world, who admired not only Carter’s four-year service in the White House but his four decades of efforts since leaving office to fight disease, broker peace and provide for the poor. On this episode of Morning Shot, Amber Roessner, Professor from the School of Journalism & Electronic Media at University of Tennessee, who had previously interviewed Jimmy Carter and wrote a book about him, and Charles S Bullock III, Richard B. Russell Chair in Political Science & Josiah Meigs Distinguished Teaching Professor & University Professor of Public and International Affairs at University of Georgia share their perspectives. Presented by: Emaad Akhtar & Audrey Siek Produced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg) Assistant Producer: Muhammad Nazirul Asrar Photo credits: BBC, Mark Schiefelbein/Reuters; Bob Daugherty/Associated Press

Here’s a dilemma many of us have dealt with, or might face at some point: at the end of a very good interview, a prospective employer hits you with words, "We can’t match your current salary." Yikes! So, what do you do? Walk away? Negotiate? Stick to your current job? Audrey, Ryan and Emaad discuss tips shared on the Straits Times, and how we can negotiate our way to a better deal.   Presented by Audrey Siek, Ryan Huang & Emaad Akhtar Produced and Edited by Audrey Siek Music & picture credits: Pixabay & its talented community of contributors  

Global wealth and asset manager,Lombard Odier, has published its Outlook 2025 report and 10 investment convictions for 2025. Anew Trump administration in the US will be most visible in trade, energy, and industrial sectors; while short-term interest rates will likely come down. Homin Lee, Senior Macro Strategist, Lombard Odier joins Willie Keng with more insights.